Find your ideal balance of city convenience, scenic surroundings, and affordability by choosing one of the best places to live in the Philippines. Top picks include Tagaytay and Baguio for cool climes and majestic views, and or Iloilo City for a relaxed, community-oriented stay. Aside from up-close Filipino experiences, they also have eco hotels and luxury villas for the lifestyle-conscious traveler. Take a look at our best options for where to live in the Philippines. Come check them out:
We handpicked these listings carefully, considering (wherever possible) Superhost status, recent guest reviews, location, accommodation type, prices, availability of dates, decor, and amenities. The image galleries get refreshed with the latest updates regularly. They were last updated on April 29, 2026.
1. Dumaguete City (from USD 74)
Ever wondered what it’s like to live in a coastal city where life slows down just enough for you to actually enjoy it? That’s the everyday rhythm in Dumaguete City, the capital of Negros Oriental. Take a stroll along Rizal Boulevard, a coastal hotspot lined with cafés and scenic views. Thanks to the Dumaguete–Sibulan Airport and the Port of Dumaguete, you can also travel to the neighboring islands like Siquijor and Cebu for weekend holidays.
Apart from the city itself, Dumaguete embraces its reputation as the “City of Gentle People”. Daily life revolves around hanging out with the community, eating at seafood restaurants, and snacking on local delicacies like silvanas.
UNWND Boutique Hotel Dumaguete
Address: Capt. De Leon Drv
562.7 km (349.7 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
2. San Fernando, Pampanga (from USD 65)
If you want a place where heritage, food, and city convenience come together, San Fernando City in Pampanga might be what you’re looking for. It’s touted as the Culinary Capital of the Philippines, where dishes like sisig and tibok-tibok represent the Kapampangans’ deep roots. It’s also connected to major expressways and to Clark International Airport, making it accessible from other locations around and outside the country.
Many consider San Fernando one of the best places to live outside Metro Manila thanks to its balance of urban services and provincial pace. You’ll also be rewarded with natural and cultural highlights. Nearby Mount Arayat offers hiking trails and panoramic views, while the Pampanga River and its riverside communities have leisure activities and slow-paced holidays. There’s also the historic San Fernando Cathedral from the Spanish Era, and the Giant Lantern Festival that transforms the city into a glowing spectacle every December.
Microtel Inn & Suites by Wyndham San Fernando
Address: LGC Boulevard, Laus Group Complex, Jose Abad Santos Avenue, Pampanga
133.35 km (82.9 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
3. Baguio City (from USD 37)
For those who prefer both cooler climes and city comforts, Baguio City is the place for you. It’s known as the Summer Capital of the Philippines, featuring cool highlands, pine forests, and plenty of walkable neighborhoods. It’s also a very popular honeymoon spot, with popular sightseeing locations like Burnham Park and Mines View Park.
Visitors are also encouraged to join annual celebrations like the Panagbenga Festival, which showcases floral parades and community traditions. Delicacies also fill the local markets, while arts hubs and mountain trails provide options for things to do while here.
Traveler's tips
Owning a vacation home in Baguio is a dream of mine. I hold a deep affection for everything about this place - its climate, the warmth of its people, the relaxed pace of life, the charming houses - it's all incredibly enchanting. I can easily envision myself never running out of activities, whether it's sipping coffee while gazing out the window, or indulging in the pleasure of savoring fresh, locally sourced produce regularly. Baguio has a way of making everyday moments truly special.
G1 Lodge Design Hotel
Address: 2 Leonard Wood Road, Benguet
281.17 km (174.8 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
You might be interested in these Airbnbs!
4. Makati City, Manila (from USD 139)
Varied breakfast options including Filipino cuisine, though some guests found the coffee and breakfast selections lacking.
High-end pricing with added value amenities such as complimentary refreshments and spacious suites.
Prime location across from Greenbelt Mall, with easy access to shopping, dining, and city activities.
Indoor pool, gym, cigar lounge, and Club Lounge access with complimentary refreshments.
Makati City has a reputation for being the country’s premier financial district, home to multinational firms, top banks, and corporate headquarters. Thanks to its prosperity, it features infrastructure on par with developed countries, including walkable business districts and world-class services. It’s even considered the best place to live in the Philippines for professionals seeking convenience, growth, opportunities.
That, said, Makati still delivers a lifestyle that balances energy and comfort. Areas like Ayala Triangle Gardens provide green spaces, while Greenbelt Mall and nearby districts offer top-class shopping and dining. Museums, weekend markets, and cultural events are often promoted by the community. Even locals looking for a classy urban staycation have Makati as part of their top choices.
Makati Diamond Residences
Address: Legaspi Street, Legaspi Village
69.85 km (43.5 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
5. Lipa City, Batangas (from USD 238)
What if you could swap Metro Manila’s intensity for a place with plenty of fresh air yet still keep conveniences within reach? That’s the promise of Lipa City, an inviting and strategic location that has major highways connecting to the capital. Known for its cool mountains and strong coffee culture, it’s also home to historic landmarks like San Sebastian Cathedral. While here, don’t miss out on visiting Taal Lake and Mount Manabu.
The Farm at San Benito, Autograph Collection
Address: 119 Barangay Tipakan, Lipa City, Batangas, Philippines, 4227
4.77 km (3.0 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
6. Iloilo City (from USD 90)
When you’re living in the “City of Love,” you know you’ll have a memorable trip. Look forward to exploring Iloilo City’s restored heritage districts and walking along the Iloilo River Esplanade. It’s also part of UNESCO’s Network as a Creative City of Gastronomy, showcasing the rich culinary heritage of the Ilonggos with dishes like La Paz batchoy and chicken inasal. Complementing the exquisite food are annual festivities like the Dinagyang Festival, which celebrates the island and the people’s long history.
Courtyard by Marriott Iloilo
Address: Iloilo Business Park, Mandurriao, Mandurriao, Iloilo, Philippines, 5000
388.74 km (241.6 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
7. Davao City (from USD 108)
What if city living felt secure, spacious, and close to nature all at once? Known for strict local ordinances and efficient governance, Davao City is often regarded as one of the safest places to live in the Philippines. It also boasts an international airport, major hospitals, and growing business districts.
Aside from the strict laws, life in Davao City is shaped by its proximity to nature and strong local identity. It’s close to Mount Apo, the country’s highest peak, and offers easy access to hiking and eco-tourism experiences. It’s also home to places like the Philippine Eagle Center and the Davao Crocodile Park. Yearly festivals include the Kadayawan Festival every August, celebrating the vibrant indigenous cultures and the season’s harvest.
dusitD2 Davao
Address: Stella Hizon Reyes Drive
904.06 km (561.8 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
8. Santa Rosa City, Laguna (from USD 105)
Thinking about living outside Metro Manila while also upgrading your lifestyle? Santa Rosa City, Luzon’s “Lion City of the South,” has since grown into an economic hub and residential center in CALABARZON. Its growth was complemented by the opening of expressway access, and now features major schools and hospitals.
Life in Santa Rosa blends suburban comfort with access to destinations. Attractions like the theme park Enchanted Kingdom offer fun weekend activities close to home. It also serves as a gateway for those traveling to Metro Manila, Batangas, and Cavite, providing a practical location for homes or long-term stays.
Seda Nuvali Laguna near Tagaytay
Address: Lakeside Evozone, Nuvali
34.94 km (21.8 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
9. Bacolod City (from USD 61)
Bacolod City, officially promoted as the “City of Smiles,” offers an urbanized center as the capital of Negros Occidental. It serves as a major trade, service, and communication hub in Western Visayas. It’s also connected to regional travel via Bacolod-Silay Airport and BREDCO Port.
Thanks to the friendly culture and manageable pace, Bacolod makes for a good place to live in the Philippines. Experiences are vibrant yet grounded, offering countless opportunities to enjoy the culture, food, and community. The MassKara Festival fills the streets with color and energy each October, while local delicacies like chicken inasal are both filling and flavorful.
Seda Capitol Central Bacolod
Address: Lacson Street cor. North Capitol Road
411.75 km (255.9 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
10. Subic, Zambales (from USD 97)
Wake up to views of a beautiful bay and forested mountains by living in Subic, Zambales. Once the site of a U.S. naval base, it has been transformed into a flourishing economic and tourism hub under the Subic Bay Metropolitan Authority (SBMA). Thanks to its prosperity, you’ll find well-maintained mountain roads, bustling ports, and thriving business zones. It’s widely regarded as a good place to live in the Philippines for those seeking well-maintained infrastructure and opportunities for growth.
Subic is also home to numerous attractions and activities, keeping life fun and exciting. Ocean Adventure and Zoobic Safari draw both locals and visitors year-round. The bay is also known for diving spots with coral reefs and historic shipwrecks. The mountainous region is also perfect for hiking, biking, and camping, with peaks like Mt. Balingkilat offering breathtaking views.
Traveler's tips
Subic is an excellent choice for permanent residence. While vacationing here with my relatives, I noticed that Subic is a progressive area with many amenities typically found in Manila, such as shopping malls and employment opportunities. Additionally, the region offers a wealth of natural attractions that can be enjoyed by the entire family.
The Aurora Subic Hotel Managed by HII
Address: Labitan St corner Canal Rd and Dewey Ave
136.58 km (84.9 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
11. Cebu City (from USD 285)
Would you like to live in a city where history, business, and island life all converge? Cebu City, the oldest city in the Philippines, is a major economic and cultural hub in Visayas. Once a key Spanish colonial port, it now blends heritage with skyscrapers and bustling commerce. It also has solid infrastructure with well-maintained roads, seaports, and an international airport. It’s often considered one of the best places to live in the Philippines for expats, locals, and even foreigners.
There are plenty of historic landmarks to visit, like Basilica Minore del Santo Niño and Fort San Pedro. You can also travel to viewpoints such as Tops Lookout, where you can admire the sweeping Cebu skyline. The annual Sinulog Festival every January brings vibrant culture and energy to the city’s streets. With beaches, mountains, and urban conveniences, it’s no wonder Cebu is often part of Philippines travel bucket lists.
Traveler's tips
If you're like me, looking for abundant job opportunities without the hustle and bustle of Manila, then Cebu City is the perfect choice. What makes Cebu special to me is that it still retains a wealth of natural resources, with beautiful beaches and accessible mountains. But here's a tip from my experience: learning the local language before your move will make your Cebu adventure even more rewarding.
NUSTAR Hotel Cebu
Address: Kawit Island, Cebu City, Cebu, Philippines, 6000
503.76 km (313.1 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
12. Tagaytay City (from USD 325)
Want to turn your weekend mountain escapade into a daily thing? Living in Tagaytay City will let you enjoy the cool highland air and views of Taal Lake anytime. It’s definitely one of the best places to live outside Metro Manila while remaining connected via major expressways.
If you’re wondering about where to go and what to do, Tagaytay has iconic viewpoints like People’s Park in the Sky, along with mountainside restaurants with impressive vistas. Plenty of tourism revolves around Taal Volcano, though this growing city is also welcoming developments in the residential and hospitality sectors.
Traveler's tips
If I were to select a place to reside, Tagaytay would rank among my top choices due to its advantageous location, just a two-hour drive from Manila. Furthermore, its temperate climate, minimal pollution, and enduring provincial ambiance make it exceptionally appealing. However, some individuals express concerns about living here due to the presence of Taal Volcano.
Anya Resort
Address: Buenavista Hills Road
29.92 km (18.6 mi) from Metropolitan Cathedral of Saint Sebastian (Cathedral de Lipa)
Find a new place to call home in the Philippines
Whether you’re looking for bustling commercial centers or idyllic provincial cities, you’re sure to find some of the best places to live while in the Philippines. Some, like Santa Rosa, boast theme parks, while Pampanga and Iloilo are famed for their cuisine. If you need help deciding, just come back to this list to help keep yourself informed.
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Sq12sq22u2 .over 4 years ago
I find the post of Andrew a bit of a joke as well as your consideration of many things you have said. The weather in the Philippines in one word is lousy, it's mainly like living in a warm glass of water, the two stroke oil from the bikes an trikes hangs in the air about 3 m about the ground and you cant help inhale it, Makiti is not nice, full of brothels and hookers and in the hotels they even have signs up warning you about STD's. Sta Rosa is a dirty big dump with big trafic problems, Tagatay is ok but its not like you go for walks to picturesque sites and the park above the lake/volcano is on a SLOPE and a bit grubby, it's the main place you can go in Tagatay as a visitor, you pay to park and it s got nothing really. Laguna lake? WOW you really have to be kidding , that much hole..YUK. I am afraid you are not sane if you say its a nice place. The people are ok, some are nice some are not, like every where, they think they are the 53rd state. As to good governance NO PLACE in the Philippines has that . It is hard to do business there, it is difficult to bring any thing in, mail regularly disappears and the tax to bring in a product is prohibitive and a foreigner is not allowed to own land. It has more scams per head of population than almost any where else on earth and I wont tell you more , because I would get into trouble!
0 . ReplyAndrew .almost 5 years ago
Visiting is a lot different than living in a place. I'm an American that's been living in the Philippines for 10 years, and much of this list misses the point. I'll focus on Subic because my partner's family lives there, but we choose to live in Cabanatuan City, Nueva Ecija. The SBMA in Subic is nice and the hotels, resorts, and beaches in Subic are nice places to visit, but Subic town proper is not so great. It's dirty and poorly managed and doesn't offer everything a foreigner would want in a place to live. Good local governance is a big problem in the Philippines. Your list ignores cities like Cabanatuan because they are not tourist traps and well known outside the country, but I can tell you that Cabanatuan is among the best provincial cities for quality of life. It has absolutely everything that a foreigner could want, but it's not overrun with foreigners. It's a truly Filipino city. The government here is great and the city is well run. You want fresh air and clean streets? Cabanatuan has that. You want the best bank access on Luzon outside of Makati? Cabanatuan has that. You want beautiful nearby attractions like Lake Pantabangan? Try Cabanatuan. You want all the shopping options a foreigner could want or need? Try Cabanatuan. You want reliable electricity without brownouts? Potable water straight from the tap? Fiber optic internet with speeds up to 500mbps or better throughout the city? All are available in Cabanatuan. It's also one of only two cities outside of Metro Manila with 5G cell service available. Need medical care? Cabanatuan has some of the best private hospitals in the country, and the the most modern, best equipped, and cleanest public hospitals in the country. You want safety from natural disasters? The province of Nueva Ecija is inland and surrounded by mountains on three sides. Cabanatuan has low crime, and restrained policing as a result, and because of its good government leadership. Need good public and private schools including international schools? Cabanatuan had those. Top universities in and around the city as well. The province and city is centrally located on Luzon so it's easy to visit almost anywhere on the island with access to all major expressways. Want visit Metro Manila? A two hour drive. Want to surf in Baler? A two hour drive. Want to visit Subic or the beaches in Bataan? A two hour drive. Want to visit the Summer Capital of Baguio? A two hour drive. Want to visit the Dalton Mountain Pass? A two hour drive. Pangasinan and the 100 islands? You guessed it a two hour drive. Need to get to an International Airport? Clark is a 40 minutes drive. Most of Pampanga and Tarlac are in easy reach within an hour or less. The list goes on. You'll also find that Cabanatuan has ample work opportunities, so no need for family members to grapes off to Metro Manila to find reasonable work. The city boasts large, robust working and middle classes. I could go on and on, but you get the point. Good living is about quality of life, and despite all the beautiful places and tourist attractions in the Philippines, good quality of life is difficult to find in the Philippines. A place where you can have the best of things, is well managed, and provides all aspects of a high quality, modern life while maintaining it's Filipino look, feel, and culture is more difficult to find here than you think. Finding any one aspect is easy, but finding it all is not.
0 . ReplyAndrew .almost 5 years ago
1 . ReplyVidar .over 4 years ago
Thank you for those information Andrew. Now I'm planning to visit Cabanatuan.
0 . ReplyAndrew .almost 5 years ago
0 . Reply